Our team

Scott J. Adams

President

Scott J. Adams, founder of Ridge Capital Management, has worked diligently for the past 15 years building his values based financial consulting practice. His primary focus is to identify and deliver financial based solutions to address the many complex issues that face his clients during the course of the lives. By taking the time to understand his clients fears, hopes and dreams, Mr. Adams can better customize a wealth planning strategy to meet all of his clients goals.

In addition to growing his financial consulting practice, Mr. Adams volunteers a great deal of his time in the community working with non profit organizations. Currently, Mr. Adams serves as Secretary/Treasurer for the Towne Lake Optimist Club; a charity that advances the interests of youth, Chairman of the Finance Committee for a his local homeowners association, Serves on the board of the Einstein Academy; a leadership school for exceptional children.

After attending Villanova and Rutgers University’s, Mr. Adams Received his Bachelor of Science degree in Accounting. Prior to starting his own practice, Scott held senior positions in private industry with Coopers & Lybrand(currently PriceWaterhouseCoopers)as well as the Center for Health Affairs. Scott is Series 7,24,63 and 65 licensed and is a Registered Investment Advisor offering securities through First Allied Securities. He also maintains his Life & Health, Accident and Variable Insurance licenses.

California Insurance License No.: 0F68996

Matt Halloran

Registered Sales Assist./Insurance Specialist

Mr. Halloran joined Ridge Capital Management (RCM) in July 2007 to focus his attention in the insurance and financial planning markets for seniors. Currently, Mr. Halloran has his series 7 & 63 general securities license along with his life & health, accident and variable insurance licenses. He works with individuals and small businesses to educate them on the many complex issues facing saving and retirement. From 401(k) plans to IRAs to Asset allocation to Social Security, he customizes transition plans that benchmarks clients from saving into and through retirement.

Mr. Halloran has an extensive experience in the area of sales with fortune 500 companies including IBM and more recently has served as an Adjunct Accounting Instructor at Appalachian Technical College and within the Board of Education system in North Georgia.
After receiving a Bachelor of Business Administration degree from St. Bonaventure University, he joined the sales force of a national building materials manufacturer in Texas. While working, he returned to school and earned a Master of Business Administration-Finance Degree from the University of Texas at San Antonio. Prior to pursuing a career in finance, Mr. Halloran maintained a position selling IBM midrange systems to key accounts in the San Antonio area. In 2001, following the tragic September 11th event, he relocated to Atlanta to be closer to his grandchildren.

Mr. Halloran is a Life Member of Optimist International and is active with the Towne Lake Optimist Club and supports many church activities in the Canton, Georgia area.

Ed Carpenter

Fixed Income Specialist

Mr. Carpenter graduated from the University of Wisconsin at Madison with a B.S. in Finance. Mr. Carpenter was the lead fixed income portfolio manager for Killian Asset Management from 1990-2010 overseeing all income oriented fixed income strategies.

After serving as an officer in the army for two years, Mr. Carpenter started his investment career in 1955 in security delivery operations, and became an NASD Principal in 1960. His activities with various security firms on LaSalle Street in the past 35 years have included retail and institutional sales, public and private bond underwriting and bond trading. He was also President and Operating Manager of his own investment company, Old-Win Corporation. Mr. Carpenter is a member of The Bond Club of Chicago and The Municipal Bond Club of Chicago.

Mr. Carpenter is non affiliated with nor endorsed by First Allied Securities, Inc.

Terry Morrison

Registered Rep- Affiliated Advisor

Mr. Terry Morrison has 35 years of management and consulting experience in the financial services industry. Terry works comprehensively and uses a disciplined approach to planning and investment analysis to assist his clients in reaching their financial goals. He assists them with the growth and preservation of invested assets during life, the administration and distribution of income and assets during life and the planning for the distribution of assets at death. He guides his clients through the 13 issues that may either be present or that may arise to ensure progress toward these goals.

Specializing in financial planning services for pre-retirees and investment services for those who are in retirement, Terry applies his degree in Mathematics and the Accredited Asset Management Specialist designation from the College of Financial Planning. He is also accredited as a Certified Wealth Strategist. Administered by Cannon Financial Institute, the designation recognizes the completion of thorough study of the issues surrounding effective wealth advising to comprehensively address clients’ wealth management needs. Terry now has expert skills in new technical knowledge, practices management know-how and communication skills to create and build a wealth advisory practice that works effectively for clients with more complex wealth issues.

Terry is very active in the community and enjoys participating in charitable activities to benefit the youth and the elderly. He is a member of the Towne Lake Optimist Club in Woodstock, GA and attends Celebration of Grace Lutheran Church in Canton. Terry is also an amateur musician and is a member of the barbershop Harmony Society through the Big Chicken Chorus in Marietta, GA.
After a 30-year career in management with several large insurance companies, he decided to dedicate himself to showing individuals how they could use what he learned to achieve financial independence. Few advisors know how to work effectively with financial service companies on behalf of their customers like Terry can. If it can be done, he will find a way!

Shay Crawford

Client Service Associate

Shay started with Ridge Capital Management in August 2011. In Shay’s role as a Client Service Associate, she is responsible for ensuring our clients needs and requests are met in the most timely and professional manor. Shay is also responsible for managing the administrative aspects of the office including client scheduling, IT, generating client reports along with handling client tax reporting questions/concerns. Shay brings a wealth of experience after spending over 30 years in the legal profession.